1. Credit policy of the firm: Another factor affecting working capital management is credit policy of the firm.

2. To amplify the internal market, he developed a generous credit policy.

3. - Restoration of macroeconomic stability and tight credit policy of SBV have prevented the vulnerabilities from growing bigger.

4. A low ratio may indicate the firm's credit policy is too rigorous, which may be hampering sales.

5. In 1981, she earned her PhD in regional economics and development from the Massachusetts Institute of Technology (MIT) with a thesis titled Credit policy, rural financial markets, and Nigeria's agricultural development.