heir-at-law in English

noun
1
an heir by right of blood, especially to the real property of a person who dies intestate.
The narrator notes that Mr. Smith is regarded by the community as her heir-at-law , or default heir.

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1. After worker or retiree die, the beneficiary beneficiary that remaining sum of account of individual of its enterprise annuity appoints by its or heir at law are one-time get.